Fire Projection

Projects corpus, annual returns, income tax, expenses, and run-out risk from retirement year through 60 years. Tax uses a simple India new-regime slab model on taxable withdrawals, so tax is calculated only on the amount withdrawn to fund expenses.

Core inputs

Total corpus now

Retirement year

Current age

One-time expense

Recurring expenses per month after retirement

Investment assumptions

Risky investment corpus %

Risky investment APR %

Safe investment corpus %

Safe investment APR %

Inflation per year %

Withdrawal strategy

Investable corpus and allocations will appear here.

Monte Carlo settings

Simulations

Risky volatility %

Safe volatility %

Inflation volatility %

Deterministic projection —

Monte Carlo confidence —

Median final corpus —

60-year projection

Annual expenses are fixed from the user input for the first retirement year and then inflated yearly. Tax is calculated on the taxable withdrawal needed to fund expenses, then expenses plus tax are withdrawn from corpus.

Year	Safe corpus	Risky corpus	Safe returns / year	Risky returns / year	Annual expenses	Income tax	Surplus after expenses + tax	Ending corpus
Enter assumptions and click Calculate.

Monte Carlo summary

Random yearly returns are sampled using APR as the mean and volatility as standard deviation. Tax is applied to taxable withdrawals in each scenario.

StatusNot run